PersonalFinance

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Home Loan Borrowers Confused After Rate Hike: Should You Increase EMI or Extend Tenure?

Following the RBI's repo rate hike, floating-rate home loan borrowers face a dilemma between increasing their monthly EMI or extending the loan tenure. Experts advise that opting for a higher EMI, if affordable, saves significantly on total interest costs over time.

Oct 8, 2026

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